Terms and Conditions

1. Agreement to Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials on lurvanooffice.com's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display
• attempt to reverse engineer any software contained on lurvanooffice.com's website
• remove any copyright or other proprietary notations from the materials

3. Service Description

lurvanooffice.com provides financial consultation services. Our services include one-time financial planning consultations. The specific terms of each consultation engagement will be outlined in a separate service agreement. Results may vary based on individual circumstances.

4. User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Comply with all applicable laws and regulations
• Not use our services for any illegal or unauthorized purpose

5. Payment Terms

Payment for our financial consultation services is due as specified in your service agreement. All fees are non-refundable unless otherwise stated. We reserve the right to change our fees at any time, though changes will not affect existing service agreements.

6. Disclaimer

The materials on lurvanooffice.com's website are provided "as is". lurvanooffice.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties. Further, lurvanooffice.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

7. Limitations

In no event shall lurvanooffice.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on lurvanooffice.com's website, even if lurvanooffice.com or a lurvanooffice.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

8. Revisions and Errata

The materials appearing on lurvanooffice.com's website could include technical, typographical, or photographic errors. lurvanooffice.com does not warrant that any of the materials on its website are accurate, complete, or current. lurvanooffice.com may make changes to the materials contained on its website at any time without notice.

9. Privacy Policy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

10. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Governing Law

Any claim relating to lurvanooffice.com's website shall be governed by the laws of Portugal without regard to its conflict of law provisions.

12. Changes to Terms

lurvanooffice.com reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

13. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: